No Affordable Health Care When Your Job Vanishes
Lost your job, can't afford individual healthcare, too bad. That, in effect, is what happens to millions of people in this country every day.
I've written often about the failed US healthcare system based on employer provided care through for profit private insurers.
Because the US does not have single payer, health care coverage for all, it miserably trails other industrialized nations in the availability, affordability, and quality of health care.
And the US is supposed to be a powerhouse in the world...some powerhouse.
In this country, if you lose your job, you lose your healthcare. Not too many people can pay the full premium of COBRA. It's too expensive for the average wage earner who is now jobless.
Also, as reported at Campaign for America's Future: "COBRA is the federal law that allows people who were working for employers that have 20 or more employees to keep their employer-sponsored group coverage after they leave their job by paying the full premium themselves...
"The individual health insurance market offers little protection as well. Washington state, for example, has seen such huge increases in individual health insurance market premiums that it passed a law allowing the state insurance commissioner to oversee premium increases.
"Nationwide, state oversight of the individual insurance market varies widely, and few have the power or ability to oversee that premium increases are reasonable and appropriate.
The best answer is for the US to join the rest of the industrialized nation's that have single payer, health care for all as a human right, not as a commodity as it is here in this country.
Congress must pass HR 676, Medicare for All, and stop this horrible health care disaster in the US, that has cost people their lives because it depends on unaffordable, private, for profit, wealthy insurance companies that have defrauded the people of this country for too long.
I've written often about the failed US healthcare system based on employer provided care through for profit private insurers.
Because the US does not have single payer, health care coverage for all, it miserably trails other industrialized nations in the availability, affordability, and quality of health care.
And the US is supposed to be a powerhouse in the world...some powerhouse.
In this country, if you lose your job, you lose your healthcare. Not too many people can pay the full premium of COBRA. It's too expensive for the average wage earner who is now jobless.
Also, as reported at Campaign for America's Future: "COBRA is the federal law that allows people who were working for employers that have 20 or more employees to keep their employer-sponsored group coverage after they leave their job by paying the full premium themselves...
"The individual health insurance market offers little protection as well. Washington state, for example, has seen such huge increases in individual health insurance market premiums that it passed a law allowing the state insurance commissioner to oversee premium increases.
"Nationwide, state oversight of the individual insurance market varies widely, and few have the power or ability to oversee that premium increases are reasonable and appropriate.
In 20 states and the District of Columbia, insurers can set and raise premiums without adequate oversight. In 45 states and the District of Columbia, insurers can spend less than 75 cents of every premium dollar on medical services.”
The best answer is for the US to join the rest of the industrialized nation's that have single payer, health care for all as a human right, not as a commodity as it is here in this country.
Congress must pass HR 676, Medicare for All, and stop this horrible health care disaster in the US, that has cost people their lives because it depends on unaffordable, private, for profit, wealthy insurance companies that have defrauded the people of this country for too long.
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