Here is what happens when single payer universal health care is unavailable in the United States (the only industrialized nation that doesn't have it) and private insurance rules.

From Physicians' for a National Health Care Program:

"Massachusetts’ law mandates that uninsured individuals must purchase private insurance or pay a fine....

"Among the near poor uninsured (who are eligible for partial premium subsidies) only 16% had enrolled in the new coverage. And barely 7% of the uninsured individuals with incomes too high to qualify for subsidies had enrolled according to the official state figures. Few can afford premiums for even the skimpiest coverage; the lowest cost plan offered for a couple in their fifties costs $8,200 annually, and carries a $2,000 per person deductible.

"While patients, the state and safety net providers struggle, private insurers have prospered under the new law, and the costs of bureaucracy have risen. Blue Cross, the state’s largest insurer, is reaping a surplus of more than $1 million each day, and awarded its chairman a $16.4 million retirement bonus even as he continues to draw a $3 million salary.

"A single payer program could save Massachusetts more than $9 billion annually on health care bureaucracy, making universal coverage affordable. But because the 2006 law deepened our dependence on private insurance, it can only add coverage by adding costs."

So, Barack, Hillary and John, listen up. Stop heading down the wrong road with your complex health care plans.  Quit reinventing the wheel!

There is already a straight forward viable plan for single payer national health care. It's H.R.626.

Forget about your egos, take off those blinders, and don't get sidetracked by your rich health care insurance donors. Do what's best and right for all the American people, not just the wealthy, bloated, for profit, private health insurance gazillionaire giants.  Health care is a human right.  Bring America into the 21st century and join other industrialized nations like France, Spain, Canada, Great Britain, etc. Get behind H.R. 626.

For more information, go to Healthcare-NOW.